Ready Capital Stock Analysis

RCB Stock  USD 24.75  0.01  0.04%   
Below is the normalized historical share price chart for Ready Capital extending back to July 25, 2019. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Ready Capital stands at 24.75, as last reported on the 16th of February 2026, with the highest price reaching 24.75 and the lowest price hitting 24.70 during the day.
IPO Date
25th of July 2019
200 Day MA
24.4266
50 Day MA
24.5992
 
Covid
 
Interest Hikes
Ready Capital has over 437.85 Million in debt which may indicate that it relies heavily on debt financing. At present, Ready Capital's Long Term Debt is projected to increase significantly based on the last few years of reporting. The current year's Long Term Debt Total is expected to grow to about 9.6 B, whereas Net Debt is forecasted to decline to about 321.2 M. With a high degree of financial leverage come high-interest payments, which usually reduce Ready Capital's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Ready Capital's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Ready Capital's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Ready Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Ready Capital's stakeholders.
For many companies, including Ready Capital, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Ready Capital, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Ready Capital's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Market Capitalization
1.7 B
Dividend Share
1.6
At present, Ready Capital's Liabilities And Stockholders Equity is projected to decrease significantly based on the last few years of reporting. The current year's Other Stockholder Equity is expected to grow to about 2.3 B, whereas Total Stockholder Equity is forecasted to decline to about 1.6 B. . At present, Ready Capital's Price To Sales Ratio is projected to increase based on the last few years of reporting. The current year's Price Sales Ratio is expected to grow to 50.91, whereas Price Earnings Ratio is forecasted to decline to (2.50).
Ready Capital is fairly valued with Real Value of 24.56 and Hype Value of 24.75. The main objective of Ready Capital stock analysis is to determine its intrinsic value, which is an estimate of what Ready Capital is worth, separate from its market price. There are two main types of Ready Capital's stock analysis: fundamental analysis and technical analysis.
The Ready Capital stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Ready Capital's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Ready Capital. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
For information on how to trade Ready Stock refer to our How to Trade Ready Stock guide.

Ready Stock Analysis Notes

The company last dividend was issued on the 30th of January 2026. Ready Capital Corporation operates as a real estate finance company in the United States. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York. Ready Capital is traded on BATS Exchange in USA. To find out more about Ready Capital contact Thomas Capasse at 212-257-4600 or learn more at http://www.readycapital.com.

Ready Capital Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Ready Capital's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Ready Capital or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Ready Capital has high likelihood to experience some financial distress in the next 2 years
Ready Capital has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial commitments
The company reported the last year's revenue of 907.04 M. Reported Net Loss for the year was (418.49 M) with profit before taxes, overhead, and interest of 174.5 M.
Ready Capital has about 61 M in cash with (51.22 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.35.
Ready Capital has a frail financial position based on the latest SEC disclosures
On 30th of January 2026 Ready Capital paid $ 0.388 per share dividend to its current shareholders
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Ready Capital Environmental, Social, and Governance (ESG) Scores

Ready Capital's ESG score is a quantitative measure that evaluates Ready Capital's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Ready Capital's operations that may have significant financial implications and affect Ready Capital's stock price as well as guide investors towards more socially responsible investments.

Ready Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.74 B.

Ready Profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets(0.05)(0.05)
Return On Capital Employed(0.05)(0.04)
Return On Assets(0.05)(0.05)
Return On Equity(0.27)(0.26)

Management Efficiency

The current year's Return On Tangible Assets is expected to grow to -0.05. The current year's Return On Capital Employed is expected to grow to -0.04. At present, Ready Capital's Total Assets are projected to decrease significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 12.1 B, whereas Other Assets are forecasted to decline to about 8.7 B. Ready Capital's management efficiency ratios could be used to measure how well Ready Capital manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 10.30  11.09 
Tangible Book Value Per Share 9.16  9.38 
Enterprise Value Over EBITDA 24.07  36.83 
Price Book Value Ratio 0.72  0.69 
Enterprise Value Multiple 24.07  36.83 
Price Fair Value 0.72  0.69 
Enterprise Value6.3 B3.3 B
Ready Capital showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Dividend Yield
0.0647
Forward Dividend Yield
0.0481
Return On Equity
0.1426

Technical Drivers

As of the 16th of February 2026, Ready Capital holds the Semi Deviation of 0.1536, risk adjusted performance of 0.0694, and Coefficient Of Variation of 942.32. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Ready Capital, as well as the relationship between them.

Ready Capital Price Movement Analysis

Execute Study
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Ready Capital Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ready Capital insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ready Capital's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ready Capital insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Ready Capital Outstanding Bonds

Ready Capital issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Ready Capital uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Ready bonds can be classified according to their maturity, which is the date when Ready Capital has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Ready Capital Predictive Daily Indicators

Ready Capital intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ready Capital stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Ready Capital Corporate Filings

13th of February 2026
Other Reports
ViewVerify
13A
30th of January 2026
An amended filing to the original Schedule 13G
ViewVerify
13A
8th of January 2026
An amended filing to the original Schedule 13G
ViewVerify
F3
10th of November 2025
An amendment to the original Schedule 13D filing
ViewVerify
10Q
7th of November 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
6th of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
15th of October 2025
An amendment to a previously filed Form 8-K
ViewVerify
10K
30th of September 2025
An amendment to a previously filed Form 10-K
ViewVerify

Ready Capital Forecast Models

Ready Capital's time-series forecasting models are one of many Ready Capital's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ready Capital's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Ready Capital Bond Ratings

Ready Capital financial ratings play a critical role in determining how much Ready Capital have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Ready Capital's borrowing costs.
Piotroski F Score
2
FrailView
Beneish M Score
(2.97)
Unlikely ManipulatorView

Ready Capital Debt to Cash Allocation

As Ready Capital follows its natural business cycle, the capital allocation decisions will not magically go away. Ready Capital's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Ready Capital has 437.85 M in debt with debt to equity (D/E) ratio of 445.9, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Ready Capital has a current ratio of 2.86, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. That said, strategic use of leverage may enable Ready to fund expansion initiatives and generate superior returns.

Ready Capital Total Assets Over Time

Ready Capital Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Ready Capital uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Ready Capital Debt Ratio

    
  53.0   
It appears about 47% of Ready Capital's assets are financed be debt. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Ready Capital's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Ready Capital, which in turn will lower the firm's financial flexibility.

Ready Capital Corporate Bonds Issued

Most Ready bonds can be classified according to their maturity, which is the date when Ready Capital has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Ready Net Debt

Net Debt

321.24 Million

At present, Ready Capital's Net Debt is projected to increase significantly based on the last few years of reporting.

About Ready Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Ready Capital prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ready shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Ready Capital. By using and applying Ready Stock analysis, traders can create a robust methodology for identifying Ready entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(21.71)(20.63)
Operating Profit Margin(0.88)(0.84)
Net Loss(18.32)(17.40)
Gross Profit Margin 0.94  0.73 

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Ready Capital to your portfolios without increasing risk or reducing expected return.

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Bollinger Bands

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Complementary Tools for Ready Stock analysis

When running Ready Capital's price analysis, check to measure Ready Capital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ready Capital is operating at the current time. Most of Ready Capital's value examination focuses on studying past and present price action to predict the probability of Ready Capital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ready Capital's price. Additionally, you may evaluate how the addition of Ready Capital to your portfolios can decrease your overall portfolio volatility.
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